Minimizing Taxes in Your Retirement - and for Your Heirs

• How your other taxable income can cause your Social Security Benefits to be taxable (called the Social Security Tax Trap)
• The Power of a Tax Free ROTH-IRA portfolio and/or income steam in retirement.
• How to convert IRAs to ROTHs and be "Tax Savvy" to minimize the costs.
• How future IRA RMDs (age 73 or 75) can be partially mitigated with ROTH conversions or Qualified Charitable Distribution.
• How market corrections can be a great opportunity to convert more IRA funds to ROTHs at a lower tax amounts.
• Impact of the Secure and Secure 2.0 legislations for non-spousal Inherited IRAs. The new 10 year “clean out” rule for IRAs inherited by anyone other than your spouse (and the exceptions)
• And much more.